About Us

A few things to know about us:

Our Philosophy:
Math wins. We are a value-focused firm that seeks to remain as prudent as possible at all times in both investing and financial planning decisions. Our firm credo is “In God we trust, everyone else must bring data.” (credit to Edward Deming)

Fees/costs:
We do not recommend commission-based investment products but instead focus on fee-only advice for our investment management service.

To protect our clients' best interests, we have a maximum annual advisory fee of 0.95%, regardless of asset size, which may go lower depending on the portfolio size or scope of work. This means our clients get a great deal compared with national averages (as measured by the most recent State of Retail Wealth Management published by PriceMetrix). We proactively attempt to mitigate fees and expenses where possible.

Our clients:
Our clients are mostly individuals, families, companies, and foundations. We primarily work with people who are feeling one (or more) of these:

- Not sure how much you pay in investment fees or commissions (we have a rule: if you don’t know how much you pay, it’s too much! It’s true almost every time)
- Not satisfied with the frequency or type of communication you currently receive.
- You're putting money away, but still not sure where you will end up come retirement.
- Frustrated with a lack of transparency or clarity about your investments.
- Want to learn more about how to become a better investor, but don't want to take on a 2nd career.